Just the other day I was browsing the Internet and came across a list of books on saving money. I made it a point to order some of them as I am obsessed with finances. I’ll now list the 3 top books on saving money that I read.
(1) It’s Your Money: Becoming a Woman of Independent Means – This book by Gail Vaz Oxlade has really uncanny tips to save money. It has guide for almost all ages and stages of your career. A must read and the reason it is number one in my top books is its simple language and practical tips.
(2) The Power to Prosper: 21 Days to Financial Freedom – This book by Michelle Singletary talks about financial fast, a concept of going on a 21-day spending diet. This method can really help you take control of your finances by learning new things over those 21 days. A must read if you are facing financial problems.
(3) Your Credit Score, Your Money and What’s at Stake – This book by Liz Pulliam Weston talks about credit scores and how to manage them. The tips and tricks written in this book really work. A must have book.
Super markets are the places where we buy most of our house hold things. There are offers and more offers and we end up buying more from the supermarket. Not only we buy more of grocery than what is required, we also buy other things we crave for like chocolate. It adds to the budget without us realizing, and the money is spent. Next month again this happens and again we spend more. When I calculated the total extra that we spend in a Supermarket on things we do not require it amounted to a whopping 4000 Euros. Well I took lessons and went to build a strategy as I cannot avoid supermarkets. This strategy has been in place for six months and I have saved close to 1500 Euros if not more.
- Made List of wanted articles – The basic thing I started was to make a list of things I wanted and sticking to it. It made a lot of difference as I was buying only what I required rather than what the supermarket was offering.
- Limited my visits – I started to go to the supermarket once a month and if required a second time. This resulted in buying less extra things and buying in bulk which cost me less.
- Buying Vegetables and eggs from Farmers’ market – I have been buying vegetables and eggs from farmers market and not supermarket. I get them fresh and they cost less of course.